Long Term Care Insurance

Introduction

You or your spouse may someday need assistance with the basics of living. The phrase, “long term care” is used to describe assistance with daily activities including: dressing, bathing, eating, moving from place to place, and using the bathroom. Long term care can take place at home, in an assisted living facility, in a nursing home, or in the community through special programs, but no matter how or where it takes place, it can be expensive.

The availability and variety of long term care insurance policies is numerous, making an individual evaluation of each client’s needs a necessity. Many people feel long term care equates to the need to reside in a skilled nursing facility, which is false. Long term care insurance policies can cover everything from at-home care, to assisted living facilities, to acute care in a nursing home.

Please email us or complete our quote form today for a review of your insurance needs.

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Request your free quote via our convenient online form here: Request a Quote
or by calling us at 716.484.4100. We'll be happy to service your needs!

Our Planning Process

Our planning process is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment, send us an email or contact us at (716) 484-4100.

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G. Craig Miller and Elisabeth A. Hall of The Guardian Life Insurance Company of America, New York, NY. Licensed to sell insurance in AZ, NY, PA, OH and FL. Chris E. Anderson of The Guardian Life Insurance Company of America, New York, NY. Licensed to sell insurance in NY.

Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS) 600 Delaware Avenue, Buffalo, NY 14202, 1-800-777-3411. Miller Hall, Inc. and Alliance Advisory Group, Inc. are not affiliates or subsidiaries of PAS.

PAS is a member FINRA & SIPC.

G. Craig Miller and Elisabeth A. Hall are securities licensed in AZ, NY, PA, OH and FL. Securities are strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

Disability income and long term care insurance underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Product provisions and features may vary by state.

Guardian, its subsidiaries, agents or employees do not give tax or legal advice.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Links to other sites are for your convenience in locating related information and services. Miller Hall, Inc., Alliance Advisory Group, Inc., The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although Miller Hall, Inc., Alliance Advisory Group, Inc., Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, Miller Hall, Inc., Alliance Advisory Group, Inc., Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. Miller Hall, Inc., Alliance Advisory Group, Inc., Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.

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